So more than 143 million people have been affected by this breach. You figure that there are approximately 3 million plus people in the United States so your ok right? Wrong. One-third of those are kids, one-third of those are people that are “off-grid.” So where does that take the last one-third? All of the rest of the working class that has credit constantly being used! I have to say, my opinion of this is that it has to be an inside job. Equifax has had several security breaches over the years, and they keep on happening. And as always they offer the “free credit protection” by just signing up and checking the boxes. You think your safe right? Wrong. Once again the CEO has put a band-aid on the problem to make the general consumer, whom we have never given them our permission in the first place to collect all of our personal info, to make us “feel better.” But how can we feel better when if you check the boxes, you waive your legal rights for any lawsuits against them? Then they put out a website so people can check if they have been breached only to find out that you’ve now been directed to a phishing site! So if you weren’t one of the 143 million people affected by the original breach, you just now voluntarily gave your info!
By making sure that you can be pre-approved before you even list your home for sale, will ensure you a smooth transaction and no surprises along the way. There is nothing worse than having to move twice because your property sold, but your credit was compromised, and now it will take months to get things cleared up before you can even buy your next home. Finding short term housing when you have a family and or pets is not an easy task on a short notice, and the rent prices will scare you to go live with your in-laws for a few months!